Privacy Policy - China

Last Updated: March 29, 2019


When you use or interact with a website, mobile application or other digital service (each a “Digital Service”) operated or owned by the Fitch Group, Inc. or its affiliates or subsidiaries, listed here (“we”, “us”, “our” or “Fitch”), we and third parties obtain personal and other information about you. In this Highlights section, we provide an overview of our privacy practices related to the Digital Services. Please review our full Privacy Policy below for a detailed explanation of our practices.

The Digital Services, including the articles, reports, solutions, training and other products and services made available through the Digital Services (collectively, the “Materials”), are made available for informational and research purposes and are intended for users acting in a professional capacity. Please note that access to certain Digital Services may require a subscription, such as to the Fitch Connect premium service, and may be subject to additional terms. 

What Information We Obtain

  • Information you provide or that we collect directly from you when you use the Digital Services, including when you create an account, complete a form or subscribe to a mailing list. This may include your contact or demographic information.
    • Certain Digital Services or Materials may require a payment for access. We use payment information for the limited purposes of processing your transaction, providing you with the requested service or information and to protect our rights or the rights of others.
  • Information you provide us about others, such as the name and email of a contact with whom you want to share the Materials or the name, job title and contact information of a member of staff for whom you are purchasing a training.
  • Information collected by automated means such as cookies or similar tools. This may include information about your device and browser, including IP address or mobile device advertising identifiers, as well as information about how you and others use, interact with or respond to the Digital Services. This collection may take place while you are using a Digital Service or while the Digital Service is running in the background of your device.
  • Information we obtain from other sources, such as event organizers, data suppliers, business partners and social media platforms.

Read more

How We Use Information We Obtain

  • To process your requests and provide you with the Digital Services, including to customize and improve the Digital Services or Materials and provide recommendations.
  • To learn about users of the Digital Services and Materials and analyze how you and others interact with and respond to the Digital Services.
  • To communicate with you, including to send you marketing and promotional communications.
  • For our advertising and marketing purposes.
  • To protect our rights and the rights of others.

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How We Share Information

  • Within the Fitch family of companies.
  • With service providers that perform services or handle transactions on our behalf.
  • With respect to corporate subscriptions, memberships and/or other services, with the organization that purchased the services, subscription, and/or membership.
  • With business partners.
  • Where applicable, with professional teaching, education, and/or examining bodies.
  • Other parties when required by law or as necessary to protect our rights, and in the context of corporate transactions.
  • With your consent or otherwise at your direction.

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Your Choices, Including Opt-Outs

  • You may take steps to limit the use of your information for interest-based advertising on your browser or mobile device. See https://www.fitch.group/cookie-policy for more information.
  • You may unsubscribe from our marketing or promotional emails by clicking the “Unsubscribe” link in our emails, or for certain Digital Services, by logging into your account and adjusting your preferences.

Read more

Additional Information

  • We use a variety of security technologies and procedures to help protect information from unauthorized access, use or disclosure.
  • Fitch operates the Digital Services globally, including from the United States. Information may be processed and stored in the United States or other countries
  • The Digital Services are not intended for use by children under the age of 13.

Read more

Contact Us

If you have questions about our Privacy Policy you can contact us by email at privacy@thefitchgroup.com.


FITCH PRIVACY POLICY

Last Updated: May 25, 2018

  1. Introduction
  2. What Information We Obtain
  3. How We Use Information We Obtain
  4. How We Share Information
  5. Your Choices, Including Opt-Outs
  6. Additional Information for California Residents and Journalists
  7. How We Protect Your Information
  8. Non-U.S. Visitors
  9. Children’s Privacy Rights
  10. Third-Party Websites, Mobile Apps or Other Services
  11. Dispute Resolution
  12. Changes to This Privacy Policy
  13. Contact Us
  14. Notice to Users Based in China (excluding Hong Kong, Macau and Taiwan)

Related Policies:

Fitch Group, Inc. Terms of Use (“Terms of Use”) at https://www.fitch.group/terms-of-use

Fitch Group, Inc. Cookie Policy (“Cookie Policy”) at https://www.fitch.group/cookie-policy

1. INTRODUCTION

This Privacy Policy applies to the website, mobile application or other digital service (each a “Digital Service”) linking to this Privacy Policy and owned or operated by Fitch Group, Inc. or its affiliates or subsidiaries, listed here “we”, “us”, “our” or “Fitch”). 

This Privacy Policy describes how Fitch collects and processes personal information about you, how we use and protect this information and your rights.

This Privacy Policy describes the privacy practices of Fitch only and does not cover the practices of other companies. The Digital Services, including the articles, reports, solutions and other products and services made available through the Digital Services (collectively, the “Materials”), are made available for informational and research purposes and are intended for users acting in a professional capacity.

Please note that access to certain Digital Services may require a subscription, such as to the Fitch Connect premium service, and may be subject to additional terms. Note that different types of data may be obtained depending on the Digital Service or Materials you interact with (e.g., Fitch may obtain information relating to your qualifications and credentials when you apply for a certification through a Fitch Learning Digital Service). Where the practices for a certain Digital Service differ from the general practices, this is called out specifically.

2. WHAT INFORMATION WE OBTAIN

When you use a Digital Service, we obtain various types of information related to you and your use of the Digital Service or Materials. This data includes information that directly identifies you such as your name, job title, or contact information as well as information such as online identifiers or cookie-level data that may indirectly identify you. The information we obtain generally consists of information (1) you provide us about yourself or that we directly collect from you, (2) you provide us about others, (3) automatically collected about your interactions with the Digital Services or Materials, and (4) we get from other sources as described further below. 

Fitch asks you to provide information about yourself when you use the Digital Services, including when you create an account, complete a form or subscribe to a mailing list. You may not be able to use certain features if you choose not to submit the requested information. 

The information you provide us or that we directly obtain from you includes details such as:

  1. Information we obtain directly from you
    • Contact information (e.g., your name, email address, job title, company name).
    • Demographic and interests information (e.g., region, industry sector, preferred language, topics of interest).
    • Payment information for purchases made through the Digital Services (e.g., payment card number, expiration date and billing information). This information is used for the limited purposes of processing your transaction, providing you with the Materials and to protect our rights or the rights of others.
    • Information you choose to share with us (e.g., when you submit an inquiry through an online form on a Digital Service).
    • Transactional and activity information (e.g., requests, searches or orders).
    • If you apply for a course administered by Fitch Learning, we may request further details from you. This information is used for purposes of assessing your qualification for the course and may include:
      • Educational background and work experience.
      • Date of birth.
      • Information provided by you in your personal statement and other information you choose to share with us in support of your application for the course.

B. Information you provide about others

You may provide information about other people, such as the name and email of a contact with whom you want to share our reports, or the name, job title and contact information of a member of staff for whom you are purchasing a training. Do not give us information about others unless you are authorized or have their permission to do so. We will use their information for the purposes described in this Privacy Policy.

C. Information automatically collected

The Digital Services automatically log certain information about visits to the Digital Services, such as the number and frequency of visitors, technical information about browsers and devices used to access the Digital Services, and information about crashes or other technical issues. In addition, in accordance with your expressed preferences, we and third parties automatically collect certain information through cookies and similar tools (referred collectively as "Cookies and Similar Technologies") about your activities over time across the Digital Services as well as across third-party sites, apps or other media. Some Cookies and Similar Technologies assign or collect unique cookie IDs or other identifiers associated with your browser or device. Cookies and Similar Technologies may collect information while you are using the Digital Services or while they are running in the background of your device. More information about the Cookies and Similar Technologies used on the Digital Services, including how to manage your preferences, is set out in the Cookie Policy.

The information automatically collected includes the following:

  • Information about your computer, device, browser and operating system (e.g., type, model, or version).
  • Internet protocol (IP) address, which is used to derive your general geographic area (e.g., city and country).
  • Device identifiers.
  • Information about your interactions with the Digital Services, including browsing activities and clickstream data that reflect the Materials you have accessed, clicked on, or viewed.
  • Information about how you accessed the Digital Services, including details about websites or apps visited immediately before or after accessing a Digital Service.
  • Demographic and interests information (e.g., region, industry sector, preferred language, topics of interest).
  • Information about your interactions with email messages and other communications, such as whether you opened or forwarded the email or clicked on links contained in the email.

For more information about the use of automated means in the context of interest-based advertising and how you can limit tracking, see Cookie Policy.

D. Information we obtain from other sources

Fitch receives information about you from other sources which may be combined with information obtained about you as a result of your interactions with the Digital Services or Materials. For example, we obtain data from:

  • Organizers of industry events. We obtain information from organizers of events and conferences you attend subject to the sharing practices of the relevant event organizers.
  • Third-party data suppliers such as data aggregators, data resellers, public databases and business partners. These suppliers provide us with demographic information, information about your organization, and other information that helps us learn about you and other users of the Digital Services.
  • Your organization or other individuals at your organization if you are authorized to access a Digital Services and/or Materials via a corporate account.
  • Operators of third-party sites, platforms or other devices and technologies when you interact with the Materials on those channels and platforms.
  • Social Media Platforms and similar services (“Social Media Platforms”). We obtain information from Social Media Platforms such as LinkedIn, which may include your username, user ID, demographic information and other information, subject to the settings and privacy practices of the relevant Social Media Platform.

The categories of information that we collect about you from other sources are your personal details (for example your name and date of birth) and your contact details (such as your phone number, email address, postal address or mobile number).

3. HOW WE USE INFORMATION WE OBTAIN

Fitch uses the information we obtain:

  1.  To provide you with the Digital Services. This service includes:
    • Processing your requests regarding the Digital Services and the Materials.
    • Providing customer assistance or technical support.
    • Customizing the Digital Services and Materials, providing recommendations and enhancing the quality and your overall experience with the Digital Services, including by retaining your user preferences or optimizing the presentation of the Digital Services and Materials based on your industry or interests and for the browser or device you use to access the Digital Services.
    • Maintaining, operating, improving and developing the Digital Services, Materials and other Fitch products and services.
    • Learning about users of the Digital Services and analyzing how you and others interact with and respond to the Digital Services and Materials, including by measuring and optimizing usage, reliability and performance, conducting market research, performing analytics, and supporting our operations (e.g., for accounting, auditing, financial, legal or other purposes).
  2. To communicate with you. This activity includes:
    • Sending you Materials you have requested or which we believe are of interest to you.
    • Sending you informational messages about the Digital Services (e.g., to confirm your access to the relevant Materials or notify you of changes to a Digital Service).
    • Delivering marketing or promotional communications.
    • Responding to your questions or addressing your requests.
    • Providing you with surveys regarding the Digital Services.
  3.  For advertising and marketing purposes, including interest-based advertising. This activity includes:
    • Developing, managing and conducting advertising and marketing campaigns, promotions and offers, including about the Digital Services, Materials and other Fitch products, services or initiatives.
    • Cross-device linking. If you access the Digital Services from multiple browsers or devices, we, our service providers and third parties may try to establish connections among and link the different browsers and devices you use to access the Digital Services. This helps us provide you with a seamless experience across the browsers and devices you use and serve you with the relevant Materials.
    • Interest-based advertising (also known as targeted or personalized advertising or ads) is advertising based on your interests as inferred from your activities over time on the Digital Services and online services operated by third parties, as well as other information. Interest-based ads consist of text ads, images, animations or videos and are displayed to you based on various factors, including the context of the site or app in which they appear (e.g., sport or travel section), information you provided to the operator of the site or app (e.g., when you created an account), your activities on the site or app (e.g., pages viewed, searches performed or ads clicked), and information such as your demographic, interests and household information.
      • In line with your expressed preferences we, our service providers and third parties use automated means including Cookies and Similar Technologies on the Digital Services and on third-party sites, apps or other media to (a) collect information for interest-based advertising purposes or (b) serve you interest-based ads. When you agree to the use of Cookies and Similar Technologies on the Digital Services, unique identifiers may be associated with your browser or device to support interest-based advertising.
      • We use online and offline information we obtain about you, including your personal information, for interest-based advertising purposes. We aggregate the information we obtain to create audiences that are most likely to respond to ads based on demographic, interests or household information. 
      • Interest-based ads may be displayed to you by third parties, such as ad networks or exchanges.
      • There are steps you can take to limit the collection of your information by Cookies and Similar Technologies and the use of your information for interest-based advertising purposes. These steps vary for the web and mobile app environments and are browser and device specific. To learn more about these choices, see the Cookie Policy
  4.  To protect our rights or the rights of others. This protection includes:
    • Detecting, preventing and responding to fraud or potentially illegal activities, misuse of the Digital Services, intellectual property infringement or other violations of law, this Privacy Policy, our Terms of Use or other Fitch policies.
    • Performing audits, assessments and testing or troubleshooting activities.
    • Backing up our systems (including for disaster recovery purposes) and enhancing the overall security of the Digital Services.
    • Complying with and enforcing applicable legal requirements (including legal process such as court orders, warrants, regulatory investigations, or subpoenas) and/or fulfilling contractual obligations.

LEGAL BASES FOR USING THE INFORMATION

We must have a legal basis to process your personal information. The legal basis will be one of the following:

  • To honor our contractual obligations to you when we use your information to provide you with the Digital Services or to provide access or a subscription to Materials. For example, when you purchase a subscription from us, it will be necessary to process your payment details and contact details to confirm and provide the subscription. Similarly, when you sign up for a mobile app, we will need to process your registration information so that we can set up your user account and provide the relevant services to you. Failure to provide the information could prevent or delay the fulfilment of the contractual obligations.
  • To comply with our legal obligations when we use your information to protect our rights or the rights of others and when we share your information with other parties where required by law or as necessary to protect our rights. We are required to collect certain information from you when processing your subscription payment for tax or financial reporting reasons. Similarly, local tax law will often require us to keep information about contest or promotion participants for audit and taxation purposes.
  • To meet our legitimate interests when we use your information to provide you with the Digital Services, to communicate with you and for advertising and marketing purposes, including interest-based advertising or when we share your information with our affiliates and subsidiaries, in the context of a corporate transaction or with our business partners, social media platforms and advertisers. Our legitimate interests include improving the Digital Services, our products and services, understanding how you interact with our Digital Services and publications, deriving knowledge to develop new products and services, and customizing the Digital Services by making them more relevant and interesting to you and others. When we process personal information to meet our legitimate interests, we put in place safeguards to help ensure that your privacy is given due regard.
  • We will obtain your consent to collect and use certain types of personal information when we are required to do so by law (for example, in relation to sharing of your information with third parties for their own marketing activities). If we ask for your consent to process your personal information, you can withdraw your consent at any time by contacting us using the details at the end of this Privacy Policy.

Information on our use of cookies and similar technologies

Our Digital Services use Cookies and Similar Technologies to provide our Services, to understand how our Services are used and for advertising purposes as explained in this Privacy Policy. You can read more about the types of Cookies and Similar Technologies we use, why we use them and how you can exercise your choices in our Cookie Policy.

4. HOW WE SHARE THE INFORMATION

Fitch shares the information we obtain with:

  1.  Affiliates and Subsidiaries. We share your information within the Fitch family of companies for example, we may share your browsing and subscription history on our website with other Fitch companies for marketing purposes and internal reporting. A list of Fitch companies with which your information may be shared is available [here]. 
  2.  Corporate Subscribers. With respect to corporate subscriptions or memberships, we share your information with the organization that purchased the subscription or membership.
  3.  Training/Certification Issuers. Where applicable to products or services obtained through the Digital Services, we share your information with professional teaching, education, and/or examining bodies.
  4.  Service Providers. In connection with the operation of the Digital Services and provision of Materials, we engage various third parties to provide services or handle transactions on our behalf. These service providers use the information we provide to them as necessary or appropriate for the performance of their services.
  5.  Advertising- and Marketing-Related Service Providers. We may provide your information to entities that create, deliver and assess our advertising or marketing campaigns.
  6.  Business Partners. We may share your information with business partners, such as when we administer a conference or a course, provide a webinar in conjunction with an industry partner or when we issue a joint publication.
  7.  Social Media Platforms. If you interact with social media widgets on the Digital Services, or share the Materials using social media share buttons, Social Media Platforms may collect information. Fitch does not control this sharing and is not responsible for the privacy practices of the Social Media Platforms with which you engage.
  8.  Other Parties When Required by Law or As Necessary to Protect Our Rights. We share your information as and when we believe it necessary or appropriate to protect, enforce, or defend our legal rights, the privacy or safety of our employees, users of the Digital Services or other individuals and entities, or to comply with or enforce applicable law or legal process, including responding to court orders, warrants, regulatory investigations, subpoenas and other requests from public and government authorities.
  9.  Corporate Transactions. We reserve the right to transfer any of the information we have about you to proceed with the consideration, negotiation, or completion of a sale or transfer of all or a portion of our business or assets to a third party, such as in the event of a merger, acquisition or other disposition, or in connection with a bankruptcy reorganization, dissolution, or liquidation.
  10.  With Your Consent or Otherwise at Your Direction. In addition, we share your information with third parties when you consent to or request such sharing.

Because we operate as part of a global business, the recipients referred to above will sometimes be located outside the jurisdiction in which you are located (or in which we provide the Digital Services). See the section on "International Data Transfer" below for more information.

YOUR RIGHTS OVER YOUR PERSONAL INFORMATION

In certain circumstances, you have a right to access or object to the use of personal information held about you (including in relation to direct marketing and interest-based advertising). You can also ask us to rectify, update, erase, restrict or to share your information in a usable format with another company. Such requests are subject to applicable law.

We encourage you to contact us to update or correct your information if it changes or if the personal information we hold about you is inaccurate.

If you would like to discuss or exercise such rights, please contact us using the details provided in the “Contact Us” section below. We will contact you if we need additional information from you in order to honor your requests.

5. YOUR CHOICES, INCLUDING OPT-OUTS

Direct Marketing Opt-Outs

You may opt out of receiving marketing or promotional emails from us by clicking on the “unsubscribe” or “Preference Center” links contained in such emails. Depending on the Digital Service you use, you may also be able to opt out of marketing or promotional emails by logging into your account and managing your email preferences. Please keep in mind that if you opt out of receiving marketing or promotional emails we will still send you transactional emails or other communications relating to your use of the Digital Services or Materials (e.g., to confirm your access to the relevant Materials, to inform you of changes to a Digital Service or in response to your password recovery request). You may request that we stop sending you direct mail marketing communications by notifying by email at privacy@thefitchgroup.com

6. ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS AND JOURNALISTS

Do Not Track

Fitch does not currently take steps to respond to browsers “Do Not Track” signals as no uniform standard to respond to such signals has been developed at this time.

Fitch receives information about you from third-party media database providers. These suppliers provide us with information including your contact details, business organization and coverage beat(s) so that we can send you Fitch content that reflects your interests.

7. HOW WE PROTECT AND STORE YOUR INFORMATION

Fitch uses a variety of security technologies and procedures to help protect information from unauthorized access, use or disclosure. However, please be aware that no security measure is perfect or impenetrable. Therefore, while we make reasonable efforts to protect your personal information, we cannot guarantee its absolute security. If you register an account on the Digital Services, you are responsible for keeping your password secure. Do not share your login credentials with others.

We will keep your personal information for as long as we have a relationship with you. Once our relationship with you has come to an end, we will retain your personal information for a period of time that enables us to:

  • Maintain business records for analysis, understanding market trends and/or audit purposes and to improve our Digital Services.
  • Comply with record retention requirements under applicable laws or other relevant legal or regulatory requirements.
  • Defend, establish, exercise or bring any existing or potential legal claims.
  • Carry out fraud detection and prevention.
  • Deal with any complaints regarding the Digital Services, our products and services.

We will delete your personal information when it is no longer required for these purposes. If there is any information that we are unable, for technical reasons, to delete from our systems, we will put in place appropriate measures to prevent any further processing or use of the data.

8. INTERNATIONAL DATA TRANSFER

Fitch operates the Digital Services globally, including in the United States. Any information we obtain about you in connection with your use of the Digital Services may be processed and stored in the United States or other countries. The laws of these countries may not provide the same level protection for your personal information as your home country. 

When Fitch transfers your personal information from the European Economic Area (EEA), United Kingdom or Switzerland or the to a non-EEA country, we rely on one or more of the following legal mechanisms: Standard Contractual Clauses, or your consent.

For more information about the safeguards we use, please contact us via the details listed at the end of this Notice.

9. CHILDREN’S PRIVACY RIGHTS

The Digital Services are not intended for use by children, especially those under the age of 13, and we do not knowingly collect personal information from children under the age of 13.

10. THIRD-PARTY WEBSITES, MOBILE APPS OR OTHER SERVICES

We are not responsible for the privacy practices of any non-Fitch operated websites, mobile apps or other services and channels, and we encourage you to review the privacy policies or notices published by relevant third parties.

11. DISPUTE RESOLUTION

Any dispute concerning the Digital Services (including our use of your personal information) will be resolved per the dispute resolution provision in the Terms of Use, which govern your use of the Digital Services. Please take a few minutes to read the Terms of Use before using the Digital Services.

12. CHANGES TO THIS PRIVACY POLICY

We will update this Privacy Policy from time to time to reflect changes in our privacy practices or applicable laws. In accordance with applicable law, we may make such changes without prior notice. We will publish the updated version on the relevant Digital Services and indicate at the top of the Privacy Policy when it was most recently updated. Your use of the Digital Services will be governed by the then-current version of the Privacy Policy. Where changes to this Privacy Policy have a fundamental impact on the nature of the processing or otherwise have a substantial impact on you and where required by applicable law, we will give you advanced notice so that you have the opportunity to exercise your rights (e.g. to object to the processing).

13. CONTACT US

If you have any questions about this Privacy Policy, please contact us by email at privacy@thefitchgroup.com.

The Fitch entity responsible for the Digital Services you are using or accessing is the controller responsible for the personal information we collect and process in relation to that Digital Service. The relevant controllers and the Digital Services they provide are listed below, along with their contact details. 

14. NOTICE TO USERS BASED IN CHINA (EXCLUDING HONG KONG, MACAU AND TAIWAN)

In the event that any provision in this Privacy Policy is inconsistent with the PRC law, such provision shall be deemed to be amended and replaced by the relevant PRC law requirement to the extent necessary.

 

 

Division

Digital Service

Contact Details

Fitch Ratings, Inc.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Solutions, Inc.

www.fitchsolutions.com

privacy@thefitchgroup.com

www.fitchconnect.com

Fitch 7City Learning Ltd.

www.fitchlearning.com

privacy@thefitchgroup.com

www.fitchexamprep.com

www.cqf.com

www.cqfinstitute.org

Fitch Learning Mobile

Fitch Learning Cognition

IMC: Are You Ready?

Business Monitor International Ltd.

www.bmiresearch.com

privacy@thefitchgroup.com

Fitch (Hong Kong) Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Australia PTY. Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Centroamerica, S.A. (Guatemala)

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Centroamerica, S.A. (Panama)

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Chile Clasificadora de Riesgo Limitada

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Costa Rica Calificadora de Riesgo, S.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Deutschland GMBH

www.fitchratings.com

privacy@thefitchgroup.com

Fitch France

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Holding S.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch India Services Private Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Italia S.P.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Mexico S.A. de C.V.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch North Africa S.A. (Tunisia)

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Polska S.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings (Beijing) Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings (Thailand) Ltd

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Brasil LTDA

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings CIS Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Colombia S.A. Sociedad Calificadorda de Valores

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings España, S.A.U.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Japan Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Kredi Derecelendirme Hizmetleri A.S.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Lanka Limited 

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Singapore Pte Ltd

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Republica Dominicana S.R.L.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Solutions Asia Pte Ltd

www.fitchsolutions.com

privacy@thefitchgroup.com

Fitch Solutions Deutschland GMBH

www.fitchsolutions.com

privacy@thefitchgroup.com

Fitch Solutions Limited

www.fitchsolutions.com

privacy@thefitchgroup.com

Fitch Southern Africa (Pty) Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Venezuela, Sociedad Calificadora de Riesgo, S.A.

www.fitchratings.com

privacy@thefitchgroup.com

FIX SCR SA

www.fitchratings.com

privacy@thefitchgroup.com

FIX SCR Uruguay Calificadora De Riesgo SA

www.fitchratings.com

privacy@thefitchgroup.com

Inter Arab Rating Company S.A.E.

www.fitchratings.com

privacy@thefitchgroup.com

PT Fitch Ratings Indonesia

www.fitchratings.com

privacy@thefitchgroup.com

RAM Holdings

www.fitchratings.com

privacy@thefitchgroup.com

 

We are committed to working with you to obtain a fair resolution in the event you have a complaint or concern about privacy. If, however, you believe that we have not been able to assist with your complaint or concern, you have the right to make a complaint to a data protection authority.

惠誉隐私政策—要点

上次更新时间:2019年3月29日

当您使用惠誉集团公司或此处所列的其附属公司或子公司(下称“我们”、“我们的”或“惠誉”)拥有或运营的网站、移动应用或其它数字服务(以下均称为“数字服务”)或与此类数字服务交互时,我们及第三方将会获取与您有关的个人信息和其他信息。在本“要点”部分中,我们将概述与数字服务相关的隐私做法。请阅读下方完整的“隐私政策”,以获取有关我们做法的详细说明。

数字服务,包括通过数字服务提供的文章、报告、解决方案、培训和其它产品及服务(以下统称为“材料”),系出于参考和研究目的而向以专业身份行事的用户提供。请注意,某些数字服务可能需要订阅才能访问(如Fitch Connect premium service),且可能需要遵守其它条款。

我们获取什么信息

  • 您在使用数字服务时(包括在您创建帐户、填表或订阅邮件列表时)提供的或由我们直接向您收集的信息。这些信息可能包括您的联系信息或人口统计信息。
    • 某些数字服务或材料可能需要付款才能访问。我们仅会将付款信息用于处理您的交易、向您提供所请求的服务或信息以及保护我们或其他人的权利等少数目的。
  • 您向我们提供的他人的信息,例如您想与其共享材料的联系人的姓名和电子邮箱,或者您为其购买培训的员工的姓名、职位和联系信息。
  • 通过Cookie或类似工具自动收集的信息。这些信息可能包括与您的设备和浏览器相关的信息,包括IP地址或移动设备广告标识符,以及与您和其他人如何使用、响应数字服务或与数字服务交互相关的信息。这些收集工作可能会在您使用数字服务或者您的设备在后台运行数字服务时进行。
  • 我们从其他来源获得的信息,如活动组织者、数据供应商、业务合作伙伴和社交媒体平台。

阅读更多

我们如何使用获取的信息

  • 处理您的请求并向您提供数字服务,包括定制和改进数字服务或材料,以及提供建议。
  • 了解数字服务和材料的用户,并分析您和其他人如何与数字服务进行交互以及如何对数字服务作出响应。
  • 与您进行沟通,包括向您发送营销和促销信息。
  • 用于我们的广告和营销目的。
  • 保护我们以及其他人的权利。

阅读更多

我们如何共享信息

  • 在惠誉集团各公司内部共享。
  • 与代表我们履行服务或处理交易的服务提供商共享。
  • 在涉及企业订阅、会员资格和/或其他服务时,与购买服务、订阅和/或会员资格的组织共享。
  • 与业务合作伙伴共享。
  • 在适当时,与专业教学、教育和/或考试机构共享。
  • 在法律要求或者对于保护我们的权利确有必要以及在开展公司交易时,与其他方共享。
  • 在您同意的情况下或者按您的指示进行共享。

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您的选择(包括选择退订)

  • 您可以通过在浏览器或移动设备上进行相关设置,限制我们将您的信息用于投放基于兴趣的广告。更多信息,请访问https://www.fitch.group/cookie-policy
  • 您可以通过点击我们邮件中的“取消订阅”链接,选择不接收此类营销或促销电子邮件。或者,对于某些特定的数字服务,您可以通过登录帐户并调整您的偏好,选择不接收此类营销或促销电子邮件。

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附加信息:

  • 惠誉采用了各种安全技术和程序来帮助保护信息免受未经授权的访问、使用或披露。
  • 惠誉的数字服务遍及全球,包括美国。美国或其他国家/地区均可能会处理和储存我们的信息
  • 我们的数字服务并非供13岁以下儿童使用。

阅读更多

联系我们

如果您对本隐私政策有任何疑问,请发送电子邮件至privacy@thefitchgroup.com联系我们。


惠誉隐私政策

上次更新时间:2018年5月25日

  1. 引言
  2. 我们获取什么信息
  3. 我们如何使用获取的信息
  4. 我们如何共享信息
  5. 您的选择(包括选择退订)
  6. 针对加利福尼亚居民和新闻工作者的其它信息
  7. 我们如何保护您的信息
  8. 美国外来访客
  9. 儿童隐私权
  10. 第三方网站、移动应用或其它服务
  11. 争议解决
  12. 本隐私政策的变更
  13. 联系我们
  14. 中国(不含中国香港、中国澳门和中国台湾)用户须知

相关政策:

惠誉集团公司使用条款(“使用条款”)(https://www.fitch.group/terms-of-use)

惠誉集团公司隐私政策(“隐私政策”)(https://www.fitch.group/cookie-policy)

惠誉集团公司隐私护盾(“隐私护盾”)(https://www.fitch.group/privacy-shield)


1. 引言

本隐私政策适用于链接到本隐私政策并由惠誉集团公司或此处所列的其附属公司或子公司(下称“我们”、“我们的”或者“惠誉”)拥有或运营的网站、移动应用或其它数字服务(以下均称为“数字服务”)。 

本隐私政策描述了惠誉如何收集和处理您的个人信息,以及如何使用和保护这些信息及您的权利。

本隐私政策仅描述了惠誉的隐私做法,不涉及其它公司的做法。数字服务,包括通过数字服务提供的文章、报告、解决方案和其它产品及服务(以下统称为“材料”),系出于参考和研究之目的而向以专业身份行事的用户提供。

请注意,某些数字服务可能需要订阅才能访问(如Fitch Connect高级服务),且可能需要遵守其它条款。请注意,我们可能会根据与作为您交互对象的数字服务或材料获取不同类型的数据(例如,当您通过Fitch Learning数字服务申请认证时,我们可能会获取与您的资格和凭证相关的信息)。如果关于某项数字服务的做法与通用做法不同,将会具体说明。

2. 我们获取什么信息

当您使用数字服务时,我们会获得与您以及您使用数字服务或材料相关的各类信息。这些数据包括直接识别您身份的信息(如您的姓名、职位或者联系信息),也可能包括间接识别您身份的信息(如网络标识符或Cookie级数据)。我们获取的信息通常包括(1)您向我们提供的关于您自己的信息,或者我们直接从您那里收集的信息,(2)您向我们提供的关于其他人的信息,(3)自动收集的关于您与数字服务或材料交互情况的信息,以及(4)我们按下文所述从其它来源获得的信息。 

惠誉要求您在使用数字服务时(包括在您创建帐户、填表或订阅邮件列表时)提供您自己的相关信息。如果您选择不提交所需信息,可能无法使用某些功能。

您提供给我们的信息或者我们直接从您那里获取的信息,例如:

您可能会提供关于其他人的信息,例如您想与其共享我们的报告的联系人的姓名和电子邮箱,或者您为其购买培训的员工的姓名、职位和联系信息。除非您有他们的授权或允许,否则不要向我们提供其他人的信息。我们会将他们的信息用于本隐私政策所述的目的。

数字服务自动记录与访问数字服务相关的某些信息,例如访客的数量和频率,关于访问数字服务所使用浏览器和设备的技术信息,以及关于崩溃或其它技术问题的信息。此外,我们和第三方会根据您表现出的偏好,通过Cookie和类似工具(以下统称为“Cookie和类似技术”)自动收集有关您在数字服务以及第三方网站、应用或其它媒介进行的活动的某些信息。一些Cookie和类似技术会分配或收集与您的浏览器或设备相关的唯一Cookie身份标识或其它标识符。Cookie和类似技术可能会在您使用数字服务时,或者您的设备在后台运行数字服务时收集信息。有关数字服务中使用的Cookie和类似技术的更多信息(包括如何管理您的偏好),详见Cookie政策。

自动收集的信息包括:

关于基于兴趣的广告中自动工具的使用,以及您能够如何限制追踪的更多信息,详见Cookie政策。

惠誉会从其它来源获取关于您的信息,且这些信息可能会与您在和数字服务或材料交互时产生的关于您的信息相结合。例如,我们会从以下来源获取信息:

我们从其它来源收集的关于您的信息的类别包括您的个人信息(例如姓名和出生日期)和您的联系信息(例如您的电话号码、电子邮件地址、通讯地址或手机号码)。

  1. 我们直接向您获取的信息
    • 联系信息(例如您的姓名、电子邮件地址、职位、公司名称)。
    • 人口统计信息和兴趣信息(例如地区、行业领域、首选语言、感兴趣的话题)。
    • 通过数字服务购物的支付信息(例如付款卡号、到期日和账单信息)。此类信息仅用于处理您的交易、向您提供材料以及保护我们或其他人的权利等少数目的。
    • 您选择与我们共享的信息(例如在您通过某项数字服务的在线表单提交询问时)。
    • 交易和活动信息(例如请求、搜索或订单)。
    • 如果您申请的是由Fitch Learning管理的课程,我们可能会要求您提供更多详细信息。 这些信息将用于评估您的课程资格,可能包括:
      • 教育背景和工作经验。
      • 出生日期。
      • 您在个人声明中提供的信息,以及您为了支持申请相关课程,选择与我们共享的其他信息。
  2. 您提供的他人信息
  3. 自动收集的信息
    • 关于您的电脑、设备、浏览器和操作系统的信息(例如类型、型号或版本)。
    • 用于获知您所在地理区域(例如城市和国家/地区)的互联网协议(IP)地址。
    • 设备标识符。
    • 关于您与数字服务交互的信息,其中包括体现您所访问、点击或查看的材料的浏览活动和点击流数据。
    • 关于您如何访问数字服务的信息,其中包括访问数字服务前后即刻访问的网站或应用的详情。
    • 人口统计信息和兴趣信息(例如地区、行业领域、首选语言、感兴趣的话题)。
    • 关于您与电子邮件信息和其它通讯交互的信息,例如您是否打开或转发了邮件,或者是否点击了邮件中的链接。
  4. 我们从其它来源获取的信息
    • 行业活动的组织者。我们会按照相关活动组织者关于共享的实践做法,从您所参加的活动和会议的组织者那里获取信息。
    • 数据汇集者、数据转售商、公共数据库和业务合作伙伴等第三方数据提供商。这些提供商向我们提供人口统计信息,关于您的组织的信息,以及能够帮助我们了解您和数字服务其他用户的其它信息。
    • 您所在组织或您所在组织中的其他个人(如果您获得授权通过企业帐户访问数字服务和/或材料)。
    • 第三方网站、平台或其它设备和技术的运营商(在您通过这些渠道和平台与材料交互时)。
    • 社交媒体平台和类似服务(下称“社交媒体平台”)。我们会依据相关社交媒体平台的设置和隐私做法,从领英等社交媒体平台获取信息,其中可能会包括您的用户名、用户ID、人口统计信息和其它信息。

3. 我们如何使用获取的信息

惠誉会将获取的信息用于:

使用信息的法律依据

我们处理您的个人信息必须要有法律依据。法律依据可以是下列之一:

有关我们使用Cookie和类似技术的信息

我们的数字服务使用Cookie和类似技术来提供我们的服务、了解我们的服务如何使用以及按本隐私政策中所述的方式用于广告目的。您可以阅读我们的Cookie政策,详细了解我们使用的Cookie和类似技术的类型、我们为什么使用它们以及您可以如何行使您的选择权。

  1. 向您提供数字服务。这项服务包括:
    • 处理您关于数字服务和材料的请求。
    • 提供客户协助或技术支持。
    • 通过在您访问数字服务时使用的浏览器或设备上保留用户偏好、或基于您的行业或兴趣优化数字服务和材料的呈现等方式,定制数字服务和材料,提供推荐,增强数字服务的质量和您的总体体验。
    • 维护、运营、改善和开发数字服务、材料和惠誉的其它产品和服务。
    • 通过衡量和优化使用情况、可靠性和性能等方式来了解数字服务的用户以及分析您和其他人与数字服务和材料的交互和响应情况,开展市场调研,进行分析,以及支持我们的运营(例如出于会计、审计、财务、法律或其它目的)。
  2. 与您通讯。此项活动包括:
    • 向您发送您请求的材料,或者我们认为您感兴趣的材料。
    • 向您发送关于数字服务的告知性信息(例如确认您对相关材料的访问权限,或告知您某项数字服务的变化)。
    • 发送营销或促销通讯。
    • 回应您的问题或处理您的请求。
    • 向您提供关于数字服务的调查。
  3. 用于广告和营销目的,包括基于兴趣的广告。此项活动包括:
    • 开发、管理和执行广告和营销活动、促销和优惠,包括关于数字服务、材料和惠誉其它产品、服务或计划的活动。
    • 跨设备关联。如果您从多个浏览器或设备访问数字服务,我们、我们的服务提供商和第三方可能会尝试在您访问数字服务时使用的不同浏览器和设备之间建立联系并进行关联。这能帮助您在您所使用的浏览器和设备上获得无缝体验,为您提供相关材料服务。
    • 基于兴趣的广告(也称为定向或个性化广告)是根据您在使用数字服务和第三方运营的在线服务期间的活动以及其它信息来推断您的兴趣而进行的广告。 基于兴趣的广告包括文字广告、图像、动画或视频,向您展示这些广告依据的因素包括它们所出现的网站或应用的背景(例如运动或旅行板块),您提供给网站或应用运营商的信息(例如您创建帐户时提供的信息),您在网站或应用上的活动(例如查看的页面、执行的搜索或点击的广告),以及您的人口统计信息、兴趣信息和家庭信息等信息。
      • 我们、我们的服务提供商以及第三方会根据您表现出的偏好,在数字服务和第三方网站、应用或其它媒体上采用Cookie和类似技术等自动化手段(a)收集信息用于基于兴趣的广告活动,或(b)向您提供基于兴趣的广告。当您同意使用数字服务上的Cookie和类似技术时,您的浏览器或设备可能会关联至唯一标识符,以支持基于兴趣的广告活动。
      • 我们会将获取的关于您的线上和线下信息(包括您的个人信息)用于基于兴趣的广告。我们会根据人口统计信息、兴趣信息或家庭信息,对获取的信息进行汇总,识别最有可能回应广告的受众。
      • 基于兴趣的广告可能由广告联盟或交易平台等第三方向您展示。
      • 您可以采取相关措施,限制Cookie和类似技术收集您的信息以及限制将您的信息用于基于兴趣的广告活动。不同网站和移动应用环境下的此类措施各不相同,以具体浏览器和设备为准。关于这些选择的更多信息,详见Cookie政策。
  4. 保护我们或其他方的权利。这种保护包括:
    • 发现、预防及应对欺诈或潜在的非法活动,滥用数字服务,知识产权侵权,或其他违反法律、本隐私政策、我们的使用条款或惠誉其他政策的行为。
    • 执行审核、评估和测试或故障排除活动。
    • 备份系统(包括出于灾难恢复目的的备份),增强数字服务的整体安全性。
    • 遵守和执行适用的法律要求(包括法院判决、逮捕令、监管调查或传票等法律程序)和/或履行合同义务。
    • 在我们使用您的信息向您提供数字服务或向您提供材料的访问权限或订阅时,履行我们对您的合同义务。例如,您从我们这里购买订阅时,我们必须处理您的付款明细和联系信息,以确认和提供订阅服务。同样,在您注册移动应用时,我们也需要处理您的注册信息,以便设置您的帐户并向您提供相关服务。未能提供信息可能会让我们无法履行或延迟履行合同义务。
    • 在我们使用您的信息来保护我们或其他方的权利时,以及法律要求或为了保护我们的权利必须向其他方共享您的信息时,遵守我们的法律义务。出于税务或财务报告原因处理您的订阅付款时,我们需要收集您的某些信息。同样,当地税务法律经常出于审计和税务目的要求我们记录竞赛或促销参与者的信息。
    • 我们为了向您提供数字服务、与您沟通以及出于广告和营销目的(包括基于兴趣的广告)而使用您的信息时,或者在公司交易或与我们的业务合作伙伴、社交媒体平台和广告商交易中,我们与附属机构和子公司共享您的信息时,为了满足我们的合法利益。我们的合法利益包括改善数字服务、我们的产品和服务、理解您与数字服务和出版物的交互方式、获得知识以便开发新产品和服务,以及使数字服务对您和他人更有价值和更有意义而定制数字服务。处理个人信息来满足我们的合法利益时,我们会采取安全措施,确保您的隐私权受到应有的尊重。
    • 在法律有要求时,我们将会获取您的同意来收集和使用某些类型的个人信息(例如为了第三方自己的营销活动而向其共享您的信息时)。如果我们请求您同意处理您的个人信息,您可以随时通过本隐私政策文末的联系信息与我们联系,撤销您的同意。

4. 我们如何共享信息

惠誉会与以下各方共享我们获取的信息:

  1. 附属机构和子公司。我们在惠誉集团各公司内部共享您的信息,例如我们可能会将您在我们网站上的浏览和订阅历史与其它惠誉公司共享,用于营销目的或内部报告。点击[此处]查看惠誉公司列表,我们可能会将您的信息共享给这些公司。
  2. 企业订户。对于企业订阅或会员资格,我们会与购买订阅或会员资格的组织共享您的信息。
  3. 培训/认证机构。在适用于通过数字服务获取的产品或服务的情况下,我们会与专业教学、教育和/或考试机构共享您的信息。
  4. 服务提供商。在数字服务运营和材料提供方面,我们聘请各类第三方代表我们提供服务或处理交易。在履行服务需要或适当的情况下,这些服务提供商会使用我们向其提供的信息。
  5. 广告和营销相关的服务提供商。我们可能会向为我们制作、交付及评估广告或营销活动的实体提供您的信息。
  6. 业务合作伙伴。我们可能会与业务合作伙伴共享您的信息,例如,在我们管理会议或课程时,与行业合作伙伴联合举办网络研讨会时,或联合发行出版物时。
  7. 社交媒体平台。如果您与数字服务上的社交媒体小部件交互,或使用社交媒体共享按钮共享材料,社交媒体平台可能会收集信息。惠誉对此类分享并无控制权,对您使用的社交媒体平台的隐私做法概不负责。
  8. 法律要求的或者对于保护我们的权利而必需与其共享信息的其他当事方。当我们认为必须或应当保护、行使或捍卫我们的合法权利以及我们的员工、数字服务用户或其他个人和实体的隐私或安全时,或为了遵守或执行适用法律或法律程序(包括回应法院命令、逮捕令、监管调查、传票以及公共和政府部门的其它要求)而有必要或适当时,我们会共享您的信息。
  9. 企业交易。我们保留转让我们拥有的与您有关的任何信息的权利,以考虑、协商或完成向第三方出售或转让我们的全部或部分业务或资产,例如在合并、收购或其他处置的情况下,或与破产重组、解散或清算有关的情况下。
  10. 在您同意的情况下或者按您的指示进行共享。此外,在您同意或要求共享时,我们会将您的信息与第三方共享。

由于我们是一家全球企业的一分子,上文所提及的接收人有时位于您所在司法管辖区(或者我们提供数字服务所在司法管辖区)之外。更多信息,详见下文“国际数据传输”。

您对个人信息的权利

在某些情况下,您有权查看或反对使用与您有关的个人信息(包括与直接营销和基于兴趣的广告相关的使用)。您还可以要求我们纠正、更新、擦除、限制您的信息或以可用格式与其它公司共享您的信息。 此类请求须符合适用法律。

如果您的信息发生变化或我们持有的您的个人信息不准确,我们鼓励您与我们联系,以便更新或更正您的信息。

如果您想讨论或行使此类权利,请通过下文“联系我们”部分中的联系信息与我们联系如果我们需要您提供更多信息来满足您的要求,我们会与您联系。

5. 您的选择(包括选择退订)

直接营销选择退订

您可以点击我们的营销或促销电子邮件中的“取消订阅”或“偏好中心”链接,选择不接收此类电子邮件。根据您使用的数字服务,您还可以通过登录帐户和管理电子邮件偏好选择不接收营销或促销电子邮件。请注意,如果您选择不接收营销或促销电子邮件,我们仍会向您发送与您使用数字服务或材料相关的交易电子邮件或其它通讯(例如确认您对相关材料的访问权限,告知您数字服务的变更或对您的密码找回请求作出响应)。您可以发送电子邮件至privacy@thefitchgroup.com,要求我们停止向您发送直邮营销通讯

6. 针对加利福尼亚居民和新闻工作者的其它信息

禁止追踪

惠誉目前不采取措施来应对浏览器上“禁止追踪”信号,因为目前尚未制定关于如何应对此类信号的统一标准。

惠誉会从第三方媒体数据库提供商处接收您的相关信息。这些供应商会向我们提供您的详细联系信息、业务组织和覆盖区域等信息,以便我们向您发送反映您兴趣的惠誉内容。

7. 我们如何保护和存储您的信息

惠誉采用了各种安全技术和程序来帮助保护信息免受未经授权的访问、使用或披露。但请注意,任何安全措施都不是完美或无法破解的。因此,虽然我们会尽合理努力保护您的个人信息,但无法保证其绝对安全。如果您在数字服务上注册帐户,您有责任确保密码安全。不要与他人共享您的登录凭据。

只要我们与您保持关系,我们就会一直保留您的个人信息。一旦我们与您的关系结束,我们会将您的个人信息保留一段时间,以便我们能够:

  • 出于分析、了解市场趋势和/或审计目的,以及改善我们的数字服务的目的,维持业务记录。
  • 遵守适用法律或其他相关法律或监管要求下的记录保留要求。
  • 确立、行使或提起任何现有或潜在的法律主张,或者为其进行辩护。
  • 进行欺诈识别和防范。
  • 处理与数字服务、我们的产品和服务相关的任何投诉。

如果不再需要将您的个人信息用于这些目的,我们会删除它们。如果由于技术原因我们无法从我们的系统中删除任何信息,我们将采取适当措施防止进一步处理或使用该等数据。

8. 国际数据传输

惠誉的数字服务遍及全球,包括美国。我们获取的与您使用数字服务有关的任何信息都可能会在美国或其他国家/地区进行处理和存储。这些国家/地区的法律可能无法为您的个人信息提供与您所在国家/地区相同级别的保护。

当惠誉将您的个人信息从欧洲经济区 (EEA)、英国或瑞士转移到非欧洲经济区国家/地区时,我们依赖以下一种或多种法律机制:标准合同条款或您的同意。

有关我们所使用安全措施的更多信息,请通过文末所列的联系信息与我们联系。

9. 儿童隐私权

数字服务不适合儿童使用,特别是13岁以下的儿童,我们不会有意收集13岁以下儿童的个人信息。

10. 第三方网站、移动应用或其它服务

我们对于任何并非惠誉运营的网站、移动应用或其它服务和渠道的隐私做法概不负责,我们建议您查看相关第三方发布的隐私政策或声明。

11. 争议解决

与数字服务相关(包括我们使用您的个人信息)的任何争议均将按照管辖您使用数字服务的使用条款中的争议解决规定予以解决。 在使用数字服务前,请花几分钟的时间阅读使用条款。

12. 本隐私政策的变更

我们将不时更新本隐私政策,以体现我们的隐私做法或适用法律的变化。根据适用法律,我们可能会在没有事先通知的情况下进行更改。我们将在相关的数字服务上发布更新版本,并在最近更新的隐私政策顶部说明。您使用数字服务须受当时最新版本的隐私政策约束。如果本隐私政策的变更对数据处理的性质产生重大影响或以其他方式对您产生重大影响,则在适用法律要求的情况下,我们将会提前通知您,以便您有机会行使您的权利(例如对数据处理提出反对)。

13. 联系我们

如果您对本隐私政策有任何疑问,请发送电子邮件至privacy@thefitchgroup.com联系我们。

负责您正在使用或访问的数据服务的惠誉实体是负责我们就该数字服务收集和处理的个人信息的控制方。相关控制方及其提供的数字服务和联系信息,请见下方。 

14.中国(不含中国香港、中国澳门和中国台湾,下称“中华人民共和国”)用户须知

如果本隐私政策中的任何规定与中华人民共和国法律不一致,则应将此类规定视为将在必要范围内经中华人民共和国法律修改和替换。

 

部门

数字服务

联系信息

惠誉评级有限公司

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Solutions, Inc.

www.fitchsolutions.com

privacy@thefitchgroup.com

www.fitchconnect.com

Fitch 7City Learning Ltd.

www.fitchlearning.com

privacy@thefitchgroup.com

www.fitchexamprep.com

www.cqf.com

www.cqfinstitute.org

Fitch Learning Mobile

Fitch Learning Cognition

IMC:准备好了吗?

Business Monitor International Ltd.

www.bmiresearch.com

privacy@thefitchgroup.com

Fitch (Hong Kong) Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Australia PTY.Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Centroamerica, S.A. (Guatemala)

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Centroamerica, S.A. (Panama)

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Chile Clasificadora de Riesgo Limitada

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Costa Rica Calificadora de Riesgo, S.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Deutschland GMBH

www.fitchratings.com

privacy@thefitchgroup.com

Fitch France

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Holding S.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch India Services Private Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Italia S.P.A.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Mexico S.A. de C.V.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch North Africa S.A. (Tunisia)

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Polska S.A.

www.fitchratings.com

privacy@thefitchgroup.com

惠誉(北京)信用评级有限公司

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings (Thailand) Ltd

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Brasil LTDA

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings CIS Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Colombia S.A. Sociedad Calificadorda de Valores

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings España, S.A.U.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Japan Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Kredi Derecelendirme Hizmetleri A.S.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Lanka Limited 

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Ratings Singapore Pte Ltd

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Republica Dominicana S.R.L.

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Solutions Asia Pte Ltd

www.fitchsolutions.com

privacy@thefitchgroup.com

Fitch Solutions Deutschland GMBH

www.fitchsolutions.com

privacy@thefitchgroup.com

Fitch Solutions Limited

www.fitchsolutions.com

privacy@thefitchgroup.com

Fitch Southern Africa (Pty) Limited

www.fitchratings.com

privacy@thefitchgroup.com

Fitch Venezuela, Sociedad Calificadora de Riesgo, S.A.

www.fitchratings.com

privacy@thefitchgroup.com

FIX SCR SA

www.fitchratings.com

privacy@thefitchgroup.com

FIX SCR Uruguay Calificadora De Riesgo SA

www.fitchratings.com

privacy@thefitchgroup.com

Inter Arab Rating Company S.A.E.

www.fitchratings.com

privacy@thefitchgroup.com

PT Fitch Ratings Indonesia

www.fitchratings.com

privacy@thefitchgroup.com

RAM Holdings

www.fitchratings.com

privacy@thefitchgroup.com

 

如果您对隐私有任何投诉或疑虑,我们会努力与您一起找到公平的解决方案。但是,如果您认为我们没能就您的投诉或疑虑给予帮助,您有权向数据保护机构提出投诉。